Everything you need to know about making an insurance claim after a car accident. If you have had a car accident you will need to report the incident to your insurance company as soon as you can. If you’re involved in a car accident, it’s vital that you tell your insurer about it as soon as you can so not to invalidate your cover.
If you were at-fault in a car accident, the other driver can try to recover the cost of repairs to their vehicle. If the other car is insured the owner can choose whether to make a claim on their insurance policy. If they make an insurance claim their insurer will handle the claim and should contact you.
For example, if you have third party insurance, you can only claim for damage to other cars. Also check if there are any exclusions to your cover. You may not be covered if the person driving your car was under the influence of alcohol or drugs, or if your car was unregistered.
“Deadlines for filing vehicle damage claims are typically 30 days so ask your insurer if your policy has a time limit for submitting bills, resolving claims disputes and submitting additional information.” After a car accident, it’s a good idea to read your auto insurance policy.