What is full coverage dental insurance? Full coverage dental insurance plans are those that help cover the costs of a wide range of dental treatments and procedures including preventive care, basic care, major restorative care, and sometimes, orthodontic treatment.
If you don’t have coverage through an employer, you can buy a full coverage dental plan on your own either through a private insurance carrier or the Health Insurance Marketplace. You will also find dental plans that cover you for basic preventive dental care.
Even for basic dental insurance plans, these type of basic services receive the most amount of coverage. Full coverage means different things to each dental health insurance provider, and depends on two major factors: the plan itself and the type of dental procedure to be performed.
Physicians Mutual is our pick for best overall dental insurance plan with no annual maximum because of its multifaceted coverage and no waiting period for preventive care.